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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

 

Branch NMLS 50835  

NMLS Consumer Access

ANNIE RANSOM

Sr. Mortgage Advisor, Production Manager

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NMLS ID #: 249598

Pre-Approval letters are essential to the offer process. If you are not quite ready for a pre-approval letter and  need to learn simple qualification information, click here.

Born and raised in the Pacific Northwest, Annie’s passion for the community is the driving force behind her desire to become a leader in the mortgage industry.  Her grasp of the subtleties of real estate, as well as   her compassion and commitment for clients and their goals, is what sets her apart as a mortgage professional of ambition and integrity.  Annie well understands that the key to a perfect transaction is mutual trust and partnership, and considers her clients valuable assets to a winning team. When Annie is not with her clients, she is either outdoors, volunteering, or teaching (First-Time Home Buyer classes at PCC, Certified Continuing Education for Realtors).  Annie has a great support staff of processors and assistants, so you will still get the attention you need to have a great mortgage transaction, even if she’s in class. A top producer for the company, Annie consistently earns the Chairman’s Circle award.