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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

 

Branch NMLS 50835  

NMLS Consumer Access

Pre-Approval letters are essential to the offer process. If you are not quite ready for a pre-approval letter and  need to learn simple qualification information, click here.

NMLS ID #: 312991

Galo Legarda

 Mortgage Advisor

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Born and raised in beautiful Ecuador, Galo is very proud to have made his home in Portland with his beautiful wife and two amazing children. The Portland community is very rich, and Galo works to strengthen it continuously. Being a mortgage advisor has given him the opportunity to do just that; by helping people obtain their own homes.

Galo works diligently and passionately for the sake of his clients to obtain the perfect loan for their financial and personal needs. He’s a stable guide in this otherwise daunting process. He guarantees undivided attention, the best possible service, and a smooth loan process.  Galo is always available and happy to advise you whether you need to refinance to consolidate some personal debt, lower monthly payments, or purchase a home.